Who we serve

Fast and efficient payments for banks and non-banks financial institutions

Financial institutions are feeling more pressure than ever to adjust to evolving customer demands, in an ever-changing market with new business needs and payments regulations. In this landscape we provide innovative and flexible payments technology solutions to accompany you in the transformation.

Eliminate the complications of legacy systems, their escalating limitations and the operational risk inherent in their maintenance. Reduce costs and allow us to shoulder the regulatory responsibilities.

We provide a PaaS cloud-based modern banking that makes payment integration seamless and payment experience effortless. Whether you’re a bank or non-bank financial institutions, you need to give your customers the fastest and most reliable payment service possible.

payments hub

Elevate your
payment system

Discover Payments Hub

Make real-time domestic and cross-border payments via a modern, scalable, flexible and efficient payment processor that future-proofs your business.

Use our secure and efficient 
API connection

PagoNxt Payments enables you to process real-time payments across multiple payment schemes using one simple API connection that is fully compliant across all geographies by:

Taking care of multi-jurisdiction regulatory and payment scheme rules
Allowing immediate, rather than batched, processing - 24x7x365
Simplifying technical integrations and automating business processes

Instant Payments in Europe

Instant payments at the core of your business transformation: 
Are you ready?

The new regulations on instant payments in Europe came into force on February 26, 2024.

These regulations aim to make instant payments fully available in euro to consumers and businesses across the EU and EEA countries.

Be competitive in a complex world to answer the real time payments capabilities and functionalities.

Discover Payments Hub

We help businesses like yours overcome payments challenges

Obtain scalable and sustainable growth

Increase your speed to market

Reduce cost and footprint for payments processing

Ensure continuing compliance with ever-changing market regulations

Service support 24/7/365

PagoNxt Payments expert team to serve and guidance you on the technical and business aspects

Enhance your SWIFT connectivity with our Service Bureau

At PagoNxt Payments, we understand the challenges corporates and medium-sized businesses face when it comes to international transactions.

Our Swift connectivity is designed to reduce your infrastructure and simplify your cross-border payments. By leveraging our expertise gained from managing payments for the entire Santander Group, we ensure that our service is tailored to meet your needs.

With us, you can expect efficient, cost-effective, and compliant transactions, empowering you to focus on what matters most – growing your business.